We have experience in acting for both lenders and borrowers on all types of lending, from a simple overdraft facility, short term bridging loans, long term loans, bonds and debentures.
We have acted for lending institutions, banks, venture capital and private equity providers. These clients have required precise and effective documentation to ensure that their loans are properly protected whether or not this includes taking security. Equally, borrowers must ensure that they understand the terms of the loan, what they can and cannot do, and what the consequences are for failing to comply with those terms.
Sometimes it is too easy to get carried away by the prospect of the deal. We help you to review the commercial terms to ensure that you are getting the deal you want and need.
We are familiar with the specialist terms, definitions and phrases and we can draft and/or review documents quickly, efficiently and effectively. Security is an important aspect of lending, as it provides lenders with a fallback position in the event of non-repayment. Security can take different forms and can be taken over many kinds of assets, ranging from a debenture over a company, a mortgage of property, a charge over equities, a personal guarantee or indeed a charge over cash.
Any questions? Contact me